Speeding Ticket Calculator.By nik pick / March 10, 2026 Speeding Ticket Penalty Estimator See how much a ticket will cost you in insurance rate hikes over the next 3 years. Current Annual Auto Premium ($): How many MPH over the limit? 1 to 10 MPH over 11 to 20 MPH over 21 to 30 MPH over 31+ MPH over (Reckless) Calculate My Penalty Estimated Annual Increase: $0 Total 3-Year Penalty: $0 *Most insurers keep points on your record for 3 years.