Professional Cleaner Ruined the Material: Bailee Coverage

I sent my Sean Wotherspoon Air Max 97s to a popular Instagram “sneaker laundry.” They used a harsh stiff brush on the corduroy and completely frayed the material, turning my $1,000 shoes into fuzzy slippers. I asked them to pay for it. They pointed to a “Waiver of Liability” I checked when I ordered.

Key Takeaways

  • Your Insurance Won’t Pay: Your policy has a “Workmanship” exclusion. Damage caused by repairing, restoring, or retouching the property is excluded.
  • The Cleaner Needs “Bailee” Coverage: This is a specific business insurance type that covers “customer property in their care.” If they don’t have it, they can’t afford to pay you.
  • Waivers aren’t Bulletproof: Even if you signed a waiver, “Gross Negligence” (using the wrong brush on delicate fabric) can often void the waiver in small claims court.
  • Video Everything: You need “Before” video proving the condition was perfect before you sent it.

The “Why” (The Trap): The Workmanship Exclusion

Insurance covers accidents. You hiring someone to scrub your shoes is not an accident—it’s a process you authorized. If that process goes wrong, it’s a contract dispute, not an insurance claim.
The Clause: “We will not pay for loss caused by… refinishing, renovating, or repairing property.”

The Investigation (I Called The Cleaners)

I messaged 3 popular sneaker restorers asking: “Are my shoes insured while you have them?”

1. The High-End Pro

  • Response: “Yes, we carry Bailee coverage up to $50,000 total inventory.”
  • Verdict: Safe. If they ruin it, their insurance cuts a check.

2. The IG Hustler

  • Response: “Bro, I’ve cleaned 100 pairs, never messed one up. Trust me.”
  • Verdict: Dangerous. If he ruins it, you have to sue him personally.

3. The Dry Cleaner

  • Response: “We follow standard textile procedures.”
  • Verdict: Avoid. They treat sneakers like dress shirts. They will melt the glue.

Comparison Table

Cleaner TypeHas Insurance?Likely Outcome of Damage
Certified RestorerYes (Bailee)Replacement Check
“IG Cobbler”NoGhosted / Blocked
Dry CleanerLimited“Store Credit”

Step-by-Step Action Plan

They ruined your corduroy.

  1. Demand Their Insurance Info: Ask: “Please provide your Certificate of Insurance so I can file a claim against your Bailee policy.” This sentence alone will scare them.
  2. Dispute the Charge: If you paid via credit card, dispute the cleaning fee (Services not rendered correctly). You can’t dispute the shoe value, but you can get the cleaning money back.
  3. Small Claims Court: If the value is under $5,000, file in Small Claims Court. It costs around $50, and you don’t need a lawyer. Often, just the threat of a court date is enough to force a settlement.
  4. Review Bomb: Post the “Before and After” photos on Google/Yelp. Reputational damage is your leverage.

FAQ

Q: Can I fix frayed corduroy?
A: Sort of. A fabric shaver can remove the fuzz, but the texture is gone forever. The value is permanently diminished.

Q: Does “Sole Shield” installation count as customization?
A: Yes. If the installer slices your midsole with an X-Acto knife while trimming the shield, that is “Workmanship damage.” Excluded.

[IMAGE: Split screen of a crisp Sean Wotherspoon Air Max 97 next to one that looks like a frayed tennis ball, labeled “Improper Cleaning Methods.”]

Scroll to Top