You walk into the tack room. It’s empty. Five CWD saddles, bridles, and girths are gone. Total value: $30,000. You […]

Someone left the gate unlatched. Your horse wandered onto the state highway at midnight. A minivan hit him at 60mph.

Your 17-year-old Schoolmaster is still jumping 2’6″. He is the barn favorite. You want to insure him for colic surgery

Your horse has a swollen hock. X-rays show an OCD chip (bone fragment). The vet wants to scope it out.

You bought a warmblood in Germany. You are flying him to JFK. He lands, goes to USDA quarantine, and spikes

You bought a prospect for $50,000. Two years later, he hasn’t panicked out, has some arthritis, and is really only

It’s 3 a.m. An extension cord shorts out. Your barn burns to the ground. You lose the structure ($150,000), the

You are teaching a lesson. You tell the student to “kick on” at a jump. The horse stops, the student

You run a small boarding barn. A boarder’s horse gets out, eats a bag of grain, colics, and dies. The

You just paid a $5,000 stud fee and another $2,000 in vet bills to get your mare in foal. She