Theft by Conversion: “The Guest Never Returned My Car: Why This Isn’t considered ‘Theft’ by Geico.”
It’s been 48 hours since the car was supposed to be returned. The guest’s phone number is disconnected, their credit […]
Smoker Damage: “Guest Smoked Weed in My Tesla: Insurance Won’t Pay for Ozone Treatment.”
I opened the door to my Model 3 and the smell of marijuana hit me like a physical wall. There
Guest Denial: “Turo Denied My Claim Because the Guest Was ‘Off-Roading’: How I Fought Back.”
You open your Bouncie app and see your Jeep Wrangler was doing 45mph in the middle of a designated state
Turo Host Insurance in 2026: I Tested the Major Carriers (So You Don’t Get Sued)
Your guest just texted you a photo of your 2025 Model Y wrapped around a telephone pole, and when you
Switching Carriers: “I Switched from Geico to Allstate Rideshare: Here is the Price Difference for a Camry.”
Scenario: After three years with Geico, my rate crept up to $240/month. I felt the “Loyalty Penalty.” I decided to
Dash Light Issues: “Uber Deactivated Me for a ‘Check Engine’ Light: Does Mechanical Breakdown Insurance Help?”
Scenario: A passenger reported to Uber that my car was “making a weird noise” and had a warning light on.
Rear-Ended Claims: “I Was Rear-Ended With a Passenger: Dealing with Their Injury Lawyer.”
Scenario: I was stopped at a red light (Period 3 – Passenger in car). BAM. A distracted driver slammed into
Biohazard Cleaning: “Blood/Bodily Fluids in Car: Insurance vs. Professional Cleaning Costs.”
Scenario: A passenger got into a fight before I picked him up. Halfway through the ride, I realized he was
Night Driving: “The ‘3 AM’ Surcharge: Do Insurers Charge More for Night-Shift Drivers?”
Scenario: I switched from driving rush hour to the “bar close” shift (10 PM – 4 AM) to avoid traffic.
Tax Write-offs: “Is Rideshare Gap Insurance Tax Deductible in 2026? (CPA Interview).”
Scenario: It’s tax season. I paid $3,000 in premiums this year for my rideshare endorsement and gap coverage. I wanted