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Use facts and data to make insurance decisions, not old wives’ales. Don’t Navigate a Hurricane with a Folk Tale. Making […]

Use a Business Owner’s Policy (BOP), not separate property and liability policies, for comprehensive and affordable coverage. The Combo Meal

Use an independent insurance agent, not a captive agent, to get quotes from multiple companies. A Personal Shopper vs. a

Use a Captive Insurance Company for your business, not just paying premiums to a commercial carrier. Stop Renting Your Insurance;

Use an “own-occupation” definition of disability, not “any-occupation.” Your Policy Should Protect Your Career, Not Just Your Ability to Work.

Use replacement cost coverage for your belongings, not actual cash value. Get the Money for a New Couch, Not a

Use a telematics program for a few months to prove you’re a safe driver, not as a permanent big brother

Use a Health Savings Account (HSA) as a triple-tax-advantaged investment account, not just a healthcare checking account. Your HSA Is

Use a policy with living benefits, not just a traditional death benefit. Your Life Insurance Can Be Your Safety Net