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Use a separate business bank account and credit card, not just co-mingling your funds, to make your business insurance look […]

Use a personal excess liability policy with limits of $10 million or more, not a standard $1 million umbrella. The

Use your state’s Department of Insurance as a weapon, not just a passive resource, when you have a complaint. The

Use a telematics app to get a discount for your safe driving, not just accepting the standard rate. The Driving

Use a logical framework to assess risk, not your emotional gut feeling. The Shark Attack vs. the Bathtub Slip. Your

Use a water leak detection system with an automatic shut-off valve, not just a simple alarm. A Smoke Alarm vs.

Use a Medigap Plan G, not just Original Medicare alone, to cover the 20% coinsurance. The Raincoat That’s Missing a

Use your parent’s car insurance policy for as long as possible, not getting your own policy the day you turn

Use a Fixed Index Annuity (FIA) for retirement income, not just a portfolio of bonds. The Boat in the Harbor,

Use pet insurance before your pet has a pre-existing condition, not after. Don’t Buy Fire Insurance for a House That’s