The “Functional Replacement Cost” Trick That Lets Your Insurer Use Cheaper Materials.
The “Functional Replacement Cost” Trick That Lets Your Insurer Use Cheaper Materials. My Historic Plaster Walls Were Replaced with Cheap […]
Homeowners & Property Insurance
The “Fire-Only” Policy: The Risky, Last-Resort Insurance for Uninsurable Homes.
The “Fire-Only” Policy: The Risky, Last-Resort Insurance for Uninsurable Homes. My New House Was Too Old to Qualify for a
That “Hobby Farm” Endorsement on Your Homeowners Policy is Almost Worthless.
That “Hobby Farm” Endorsement on Your Homeowners Policy is Almost Worthless. I Sold a Few Eggs and It Voided My
Your House Burns Down. One Coverage Rebuilds the Walls, The Other Replaces Your Couch.
Your House Burns Down. One Coverage Rebuilds the Walls, The Other Replaces Your Couch. The Two Promises of a Homeowners
That Detached Garage Isn’t Covered as Much as You Think. The Coverage A vs. B Problem.
That Detached Garage Isn’t Covered as Much as You Think. The Coverage A vs. B Problem. My Garage Was Worth
The Good (DP-2) vs. The Best (DP-3) Landlord Insurance Policy.
The Good (DP-2) vs. The Best (DP-3) Landlord Insurance Policy. The Subtle but Critical Upgrade to “All-Risk.” A DP-2 policy
The DP-1 “Bare Bones” Policy: The Riskiest Way to Insure Your Rental Property.
The DP-1 “Bare Bones” Policy: The Riskiest Way to Insure Your Rental Property. My Tenant’s Fire Cost Me a Fortune
Are These the Same Thing? Yes and No. The Jargon-Free Guide.
Are These the Same Thing? Yes and No. The Jargon-Free Guide. Two Names, One General Idea, but a Critical Difference
Co-op vs. Condo: Why Your Insurance Needs are Drastically Different, Even With the Same HO-6 Policy.
Co-op vs. Condo: Why Your Insurance Needs are Drastically Different, Even With the Same HO-6 Policy. The Policy is the
The “Surprise” $10,000 Deductible Hidden in Your Policy After a Hail Storm.
The “Surprise” $10,000 Deductible Hidden in Your Policy After a Hail Storm. My “All Peril” Deductible Was a Lie. After