Homeowners & Property Insurance

Is There a Difference? Yes, and It Can Determine if Your Claim is Paid. The Nuance That Can Cost You […]

The Critical Difference: Water From Below (Backup) vs. Water From Above (Flood). The Source of the Water is the Only

The 30-Day Clause: How Your Homeowners Policy Becomes Void if Your House is Empty. I Went on a Long Vacation,

Renting Your Home on Airbnb or VRBO? Your Landlord Policy is Now Worthless. I Thought I Was a Landlord. My

One Protects You From the Past. The Other Protects You From the Future. The Critical Time-Traveling Nature of Two Essential

The “Surprise” Hurricane Deductible That’s 5% of Your Home’s Value. My $1,000 Deductible Was a Lie. My Real Deductible Was

When the Ground Beneath Your House Gives Way: Two Different Disasters, Two Different Policies. A Natural Collapse vs. a Man-Made

The Nasty Truth: A Sewer Backup is NOT Covered by a Standard Homeowners Policy. The Most Disgusting, and Uninsured, Home

The Pipe Under Your Yard Just Burst. It’s Your Problem, Not the City’s. The $12,000 Shovel-Ready Project I Didn’t Plan

How a $20/Month Umbrella Policy Can Protect You From a Million-Dollar Lawsuit. The Smallest Bill for the Biggest Shield. I