Health, Disability & Long-Term Care

The Critical Difference: One Pays if You Can’t WORK, The Other Pays if You Can’t WIPE. The Ultimate, Simple Distinction […]

How a “Surprise” Out-of-Network Anesthesiologist Resulted in a $10,000 Medical Bill. The Ambush I Never Saw Coming. I did everything

The “Dinosaur” of Health Insurance: The Old-School Indemnity Plan Explained. A Relic from a Bygone Era of Healthcare. My grandfather’s

The “Golden Handcuffs” of Group Health Insurance (And How the ACA Marketplace Can Set You Free). I Stayed in a

My Health Insurance Paid the Doctor, But My Hospital Indemnity Policy Paid ME $500 a Day in CASH. The Two

The #1 Desire of Retirees: To Stay in Their Own Home. Here’s the Insurance That Makes It Possible. My Grandma

The Ultimate Showdown: The Low Cost of an HMO vs. The Absolute Freedom of a PPO. A Battle Between Your

The “60% of Base Salary” Trap Hidden in Your “Free” Work Disability Insurance. I Thought I Was Covered, But They

The “Use It or Lose It” FSA Rule That Incinerates Millions of Employee Dollars Every Year. I Watched My Hard-Earned

HMO vs. EPO: The “Referral” is the Only Real Difference. But It’s a HUGE One. One Plan Has a Gatekeeper.