Handyman “Tool Floater” Policies

I rented a mini-excavator from Home Depot. I declined their “Damage Protection” because I thought my business insurance covered it. […]

I was stopped at a red light. Someone unstrapped my 40-foot extension ladder from my van’s roof rack and ran

I borrowed a $1,200 Festool sander from a buddy on the job site because mine died. While using it, the

Employee Theft: “My Helper Walked Off with My Drill Set.” I hired a helper off a local app. He worked

I store my tools in my detached garage. During the deep freeze of 2026, a pipe burst overhead. I didn’t

I was on a ladder inspecting HVAC ducts with my FLIR E8 Pro. It slipped out of my gloved hand,

I ran into the supply house for five minutes. I didn’t lock the van because I was parked right in

We were framing a house in a “safe” neighborhood, so we left the compressor and the chop saw in the

Truck Theft: “My Truck Was Stolen with $10k of Dewalt Tools: Auto vs. Inland Marine.” I watched the security footage