Handyman “Tool Floater” Policies

My workshop caught fire. The tools were toast ($50k loss), but the real shock was the bill from the cleanup […]

I bought a brand-new Festool vacuum ($800) and a sander ($600) at lunch. I left them in my truck while

My skid steer was parked at a remote site. I had the keys, but they hot-wired it (or used a

I was showing a client a 3D render on my iPad Pro ($1,200). I tripped over a drop cloth, and

I got into a dispute on a job site. Another sub claimed my miter saw was his. It was a

My 16-foot enclosed cargo trailer was hitched to my truck. I came out of the hotel, and the truck was

Six months after my trailer was raided, I got a hit. My custom Hilti drill was sitting on a shelf

I finished a job on Friday. On Monday, I went to grab my circular saw from the truck, and it

We chained our $4,000 Honda generator to the fence overnight. The next morning, the chain was cut, and the generator

I sat at my kitchen table with a highlighter and a 40-page spreadsheet, trying to explain to the adjuster that,