Handyman “Tool Floater” Policies

I needed insurance fast for a new job. I downloaded both Next Insurance and Thimble apps. Both promised “Instant Certificates.” […]

My shop was burgled. They took a Lie-Nielsen hand plane and a vintage Stanley Bedrock planer from the 1920s. I

I dropped my $2,500 Hilti rotary laser. The glass didn’t break, but now it shoots 2 inches low at 100

My job trailer caught fire. Inside were 40 lithium-ion batteries and chargers. The fire department put it out, but the

My helper, a young apprentice, leaves his tools in my truck because he drives a sedan. The truck was broken

My business grew, so I rented a 10×10 unit at Public Storage to hold extra inventory and seasonal tools. I

I hit black ice and rolled my Silverado into a ditch. I was okay, and my Commercial Auto policy covered

My shop burned down. I claimed $40,000 in tools. The adjuster asked for the inventory. “It was on the computer

My $600 DeWalt combo kit was stolen, and I was furious. I paid my insurance premium every month, so I

I opened the envelope expecting my renewal declaration, but instead found a polite yet firm “Notice of Non-Renewal.” I had