COBRA Insurance Explained (The Expensive Continuation)
COBRA Insurance Explained (The Expensive Continuation) What is COBRA Insurance? (Consolidated Omnibus Budget Reconciliation Act) COBRA is a federal law […]
Common Examples of QLEs (Losing Job, Marriage, Baby, Moving)
Qualifying Life Events (QLEs – Life Changes & Insurance Changes) What is a Qualifying Life Event (QLE)? A QLE is
What Can You Do During Open Enrollment? (Switch Plans, Enroll)
Open Enrollment (The Tiny Annual Window) What is Open Enrollment Period for Health Insurance? Open Enrollment is the specific time
Prescription Drug Coverage (Tiers, Formularies, & Demons)
Prescription Drug Coverage (Tiers, Formularies, & Demons) Understanding Prescription Drug Tiers Health insurance plans group prescription drugs into “tiers” to
What Counts Towards Your Out-of-Pocket Max? (Deductible, Copays, Coinsurance – Usually In-Network)
Out-of-Pocket Maximums (The Supposed Safety Net) What is an Out-of-Pocket Maximum (OOPM)? This is the absolute most money you will
Copays & Coinsurance Explained (The Never-Ending Payments?)
Copays & Coinsurance Explained (The Never-Ending Payments?) What is a Copay? (The Fixed Fee You Still Owe) A copay (or
“You Have to Pay All of It Until…” – Understanding the Deductible Threshold
Decoding Deductibles (The First Hurdle) What is a Health Insurance Deductible? (The Real-World Version) The deductible is the amount of
Understanding Premiums (The Monthly “Subscription”)
Understanding Premiums (The Monthly “Subscription”) What is a Health Insurance Premium? (Beyond the Definition) Think of the premium as your
Dental & Vision Insurance (The “Not Part of Your Body” Problem
Dental & Vision Insurance (The “Not Part of Your Body” Problem) Why Are Teeth and Eyes Separate from Health Insurance?
Health Insurance Basics Why Does Health Insurance Exist?
Health Insurance Basics (The “What Even Is This?” Stage) Health Insurance Explained Like I’m 5 (and slightly cynical) Imagine you