Off-Track Excursion: “Damage from Gravel/Grass (Undercarriage).”
You went off at 80mph. You didn’t hit the wall. You thought you were lucky. Then you looked underneath. The […]
Drifting: “Drift Event: Why Most Track Policies Exclude Drifting.”
You want to take your Nissan Z to a “Drift Night” to slide around. You try to buy track insurance.
Time Trials: “SCCA Time Trials: Is this Competition?”
You signed up for the “SCCA Time Trials National Tour.” It sounds like fun. You aren’t racing wheel-to-wheel; you are
OpenTrack vs. Hagerty: “2026 Track Day Insurance Comparison.”
You are sitting at your computer with two tabs open. OpenTrack and Hagerty. Both promise to save your wallet if
Shared Car: “Sharing Car with a Friend: Adding a Driver.”
You and your buddy split the entry fee. You drive the morning, he drives the afternoon. You bought the insurance
Rental Track Car: “Crashing a Rented Porsche: The High Deductible.”
You flew to Vegas and rented a Cayman GT4 for a track experience. You signed the iPad waiver without reading
Fire: “Car Caught Fire in Pits: Comprehensive vs. Track Coverage.”
You finished your session and parked in the paddock. You walk away to grab water. Five minutes later, someone yells
Mechanical: “Engine Blown on Straightaway: Why Insurance Won’t Pay.”
You are at Road America, winding out 4th gear. BANG. A cloud of white smoke blinds the guy behind you.
Passenger: “Passenger Injured in My Car: Liability Waiver Validity.”
You took a friend for a ride-along. You hit the tire wall. You are fine, but the airbag broke your
Multi-Event: “Buying an Annual Pack vs. Single Event Policy.”
You just finished your fifth track day of the year, and as you stare at your credit card statement, you