Author name: nik pick

Commercial Auto Insurance: Vehicles for Business Use Protecting Your Business on the Road Imagine David’s plumbing business. His vans are […]

EPO Plans Explained (The HMO/PPO Hybrid?) What is an EPO (Exclusive Provider Organization) Plan? An EPO plan is a type

Cyber Liability Insurance: Digital Age Protection Your Shield in the Online World Small business owner Sarah realized her customer database,

Insurance Claims Adjuster Insights: Behind the Curtain Understanding the Adjuster’s Role and Perspective Meet veteran claims adjuster Sarah. Her job

Emergency Room Costs & Coverage (When Disaster Strikes) Health Insurance Coverage for Emergency Room Visits Most health plans cover emergency

PPO Plans Explained (The Flexibility Option) What is a PPO (Preferred Provider Organization) Plan? A PPO is a type of

Workers’ Compensation Basics: Protecting Employees & Business A Safety Net for Both Sides New restaurant owner Maria learned Workers’ Comp

Insurance for Remote Workers/Digital Nomads Protection Beyond Borders for Location-Independent Lifestyles Meet Maya, a freelance writer working while traveling the

Preventive Care Coverage (The “Free” Stuff?) What is Preventive Care Under the ACA? Preventive care includes specific health services designed

HMO Plans Explained (The Gatekeeper Model) What is an HMO (Health Maintenance Organization) Plan? An HMO is a type of