Label Damage: “Flood Ruined the Labels: Does This Destroy the Resale Value?”
I stood in ankle-deep water in my basement after the sump pump failed during the heavy rains last October. The […]
Power Outage: “AC Died While I Was on Vacation: Heat Damage to Wine Collection”
I walked into my house after a week in Cabo and was hit by a wall of stagnant, 88-degree heat.
Vintage Wine & Whiskey Insurance
My stomach dropped when I heard the shelf snap. It wasn’t the sound of wood breaking that haunted me—it was
Wax Insurance vs. Lemonade for Sneaker Coverage
I put the two heavyweights in the ring. Lemonade represents the modern, AI-driven standard renters insurance. Wax represents the specialized,
My Packer Stole Inventory: Crime Insurance
I grew my resale business and hired a kid to pack boxes. Inventory started drifting. A pair here, a pair
Hosting a Pop-Up: Temporary Event Liability
Me and two friends rented a storefront for a weekend “Sneaker Pop-Up.” We filled it with $200k in inventory. On
Home Insurance Cancelled for “Running a Business” (Reselling)
I received a letter from Allstate: “Notice of Non-Renewal.” The reason? “Material Misrepresentation of Risk.” My agent saw my eBay
I Bought for Cash in a Parking Lot: How to Prove Ownership
I met a guy from Facebook Marketplace at a Starbucks. I handed him $4,000 cash. He handed me the Yellow
Insuring a Single Pair (e.g., Nike Mags) vs. Whole Collection
I finally acquired the 2016 Nike Mags ($50,000). My total collection is worth $100,000, but half of that value is
I Posted My Collection and Got Robbed: Liability of “Targeting”
I posted a “Collection Tour 2026” video on TikTok. It went viral. Three days later, my house was hit. The