Tour Van Theft: “Trailer Stolen Outside Hotel: Band Insurance vs. Personal Gear”
We were on tour in Chicago, parked backed up against a wall at a Red Roof Inn. We woke up, […]
Airline Horror: “United Airlines Snapped the Neck of My Gibson: The specialized ‘Flight Case’ Clause”
I watched from the terminal window as the baggage handler tossed my Gibson Les Paul onto the conveyor belt like
Dealer Inventory: “I’m a Grey Market Dealer: Insurance for Backpack Dealers”
I started flipping watches on the side. I carry 5-10 Rolexes in a backpack to trade shows. I assumed my
Magnetization: “MRI Machine Magnetized My Watch: Cost of Demagnetizing?”
I wore my Omega Seamaster into the changing room at the hospital. I walked too close to the MRI suite
Crypto Purchase: “Bought with Bitcoin: Proving Proof of Purchase”
I bought a $50,000 AP Royal Oak from a grey market dealer using Bitcoin. I transferred the BTC, he FedExed
Buyback Clause: “My Stolen Watch Was Recovered 5 Years Later: Can I Buy It Back?”
My vintage Heuer was stolen in 2020, and the insurance company paid the agreed value of $8,000. In 2026, police
Deductible Math: “$0 Deductible: Why It’s Worth the Extra $50/Year”
I was pricing insurance for my $10,000 Rolex.Option A: $1,000 deductible for $140/year.Option B: $0 deductible for $175/year. I chose
Vault Storage: “Storing in a Bank Deposit Box: Lowering Premiums”
I have a collection of 50 watches. I only wear 2 or 3. To save money, I put the other
Volcano/Natural Disaster: “Evacuating with a Collection: Emergency Limits”
The wildfire alarm sounded at 2 AM. I had 10 minutes to evacuate. I grabbed my kids, the dog, and
Resale Profit: “Tax Implications of an Insurance Payout on an Appreciated Watch”
I bought a Richard Mille for $100,000. I insured it for the market value of $250,000. It was stolen. The