Author name: nik pick

Renting Your Home on Airbnb or VRBO? Your Landlord Policy is Now Worthless. I Thought I Was a Landlord. My […]

One Protects You From the Past. The Other Protects You From the Future. The Critical Time-Traveling Nature of Two Essential

The “Surprise” Hurricane Deductible That’s 5% of Your Home’s Value. My $1,000 Deductible Was a Lie. My Real Deductible Was

When the Ground Beneath Your House Gives Way: Two Different Disasters, Two Different Policies. A Natural Collapse vs. a Man-Made

The Nasty Truth: A Sewer Backup is NOT Covered by a Standard Homeowners Policy. The Most Disgusting, and Uninsured, Home

The Pipe Under Your Yard Just Burst. It’s Your Problem, Not the City’s. The $12,000 Shovel-Ready Project I Didn’t Plan

How a $20/Month Umbrella Policy Can Protect You From a Million-Dollar Lawsuit. The Smallest Bill for the Biggest Shield. I

That $2,500 Limit on Jewelry: Why Your Fiancée’s Engagement Ring Isn’t Really Covered. The Most Painful Fine Print in a

How You Can Be Sued for Slander or Libel (And Why Your Homeowners Policy Won’t Cover It). My Angry Yelp