Vomit Fraud: “Cleaning Fees vs. Insurance Claims: When a Passenger Destroys Your Upholstery.”
Scenario: It was 2 AM on a Saturday. A passenger in the back seat didn’t ask to pull over in […]
Passenger False Claims: “Passenger Claimed ‘Whiplash’ to Get a Free Ride: How My Dashcam Saved My Rates.”
Scenario: I picked up a guy from a bar who was stumbling a bit. The ride was smooth—I never went
The “Period 1” Trap: App On, No Passenger: Why You Have $0 Collision Coverage in Period 1
Scenario: I had just dropped off a passenger and was cruising down Main Street with my Uber app online, waiting
Rideshare Driver Gap Insurance
Scenario: I was sitting in a Starbucks parking lot with my Uber app on, just waiting for the morning rush
Comparison: “The 2026 Gig Driver Insurance Tier List: Best for Part-Timers vs. Full-Timers.”
I spent three days on the phone with agents and three nights reading policy documents to answer one question: “Who
Workers Comp: “Employee vs. Contractor: Which Delivery Apps Provide Real Workers Comp in 2026?”
I slipped on an icy porch while delivering a burrito and fractured my wrist. I needed surgery and couldn’t drive
Vehicle Depreciation: “Does Commercial Use Insurance Cover the ‘High Mileage’ Devaluation of My Car?”
I bought a 2024 Toyota RAV4 for $35,000. After one year of full-time Uber driving, I had put 60,000 miles
Seasonal Drivers: “Holiday Delivery Rush: Short-Term Commercial Policies for December Only.”
I signed up for Amazon Flex just for the December rush to pay for my kids’ Christmas gifts. I knew
Dashcam Evidence: “How a $50 Dashcam Saved Me from a ‘He Said, She Said’ UberEats Claim.”
I was making a left turn on a green arrow when an oncoming Honda blew the red light and clipped
Claims Process: “Step-by-Step: How to File a Claim with Progressive Commercial Without Triggering a Rate Hike.”
I scraped a yellow concrete bollard while backing into a loading dock, causing about $1,800 in damage to my liftgate.